Financing Options

Ben's Brands For Less offers two financing options for your new furniture purchase:

No Credit Check Required* A completed application along with the following items must be processed at one of the Ben's locations to qualify. For complete details, please see an associate at any one of our stores.

Down payment required.
Income from the same source for 30 days.
An open or active personal checking account used in the normal fashion.
- Deposit at least $900 per month in the account and have no more than 4 non-paid checks or debits on one 30 day bank statement.
- Account must be open for at least 90 days.
- Must have check and debit transactions going through personal checking account.
Voided check.
Valid state issued picture ID.
Gross income of at least $1,200 per month.
Military must be E6 or above.

Click here to download Okinus Credit Application (PDF format)

12 Months – No Interest** A completed application can be processed at any one of the Ben's locations to qualify. For complete details and an application, please see one of our store associates.

*Provided by Okinus Credit Solutions. Down payment required. Maximum approval is $3,000 and depends on monthly income. Minimum monthly income is $1,200.

**Provided by Wells Fargo Financial National Bank. Credit check required. Special terms apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo. Regular minimum monthly payments are required during the 12 months. The ‘No Interest' option means there is no interest if your purchase is paid in full in the 12 month period; otherwise, interest accrues from date of purchase at a variable APR.