Financing Options:

A completed application along with the following items must be processed at one of the Ben's locations to qualify. For complete details, please see an associate at any one of our stores.

• Down payment required.
• Income from the same source for 30 days.
• An open or active personal checking account used in the normal fashion.

• Deposit at least $900 per month in the account and have no more than 4 non-paid checks or debits on one 30 day bank statement.
• Account must be open for at least 90 days.
• Must have check and debit transactions going through personal checking account.

• Voided check.
• Valid state issued picture ID.
• Gross income of at least $1,200 per month.
• Military must be E6 or above.

Click here to download the Okinus Credit Application (PDF format)

12 Months – No Interest** A completed application can be processed at any one of the Ben's locations to qualify. For complete details and an application, please see one of our store associates.

Same As Cash***Ben’s offers agreements for 6 months same-as-cash with regular payments for purchases up to $499.
Ben’s offers agreements for 12 months same-as-cash with regular payments for purchases over $499.

Click here to fill out the Spring Leaf Financial Application

Disclaimer Info:*Provided by Okinus Credit Solutions.
Down payment required. Maximum approval is $3,000 and depends on monthly income. Minimum monthly income is $1,200.

**Provided by Wells Fargo Financial National Bank.
Credit check required. Special terms apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo. Regular minimum monthly payments are required during the 12 months. The ‘No Interest' option means there is no interest if your purchase is paid in full in the 12 month period; otherwise, interest accrues from date of purchase at a variable APR.

***Provided by Spring Leaf Financial Services.
Credit check required. Regular revolving offer is subject to credit approval. Terms of this offer are subject to change without notice. See agreement for complete information. Annual Percentage Rate: 21.00% Minimum finance charge: $1.00.
6 and 12 month Same As Cash offer with payment is subject to credit approval. Minimum monthly payment required during the specified month period. Finance charges accrue from the date of sale unless the Same As Cash plan balance is paid in full prior to the Same As Cash expiration date. Regular credit terms apply after Same As Cash period. Terms of this offer are subject to change without notice. See agreement for complete information. Annual Percentage Rate: 21.00% Minimum finance charge: $1.00. Financing only available to residents in the state of Georgia.